September 17

Company Car Or Company Car Allowance – Which Should I Choose

If you have the choice of a Company Car or Company Car Allowance, you should check out how much Company Car Tax (or Benefit In Kind Tax as it is also known) that you would pay if you accept a company vehicle, and then decide whether to go for the Company Car or cash. You could be better off taking the car allowance and leasing a car yourself, even though the allowance is taxable.

The Cash for Car scheme has become increasingly popular with both employers and employees in recent years. Employers save time and money in not having to source, maintain and administer a fleet, although they must always be aware of their Duty of Care and Health & Safety responsibilities. And as an employee, you have more freedom to choose the car you drive, and you could even be better off if you dont spend all of the company car allowance you receive. However, some employers do stipulate the type and age of vehicle that is acceptable, according to the job you are doing.

If you choose to accept a Company Car Allowance, its worth considering Car Leasing vs Buying. Car Leasing (also known as Contract Hire) is simply the hiring of a vehicle for an agreed period of time for a fixed monthly rental. Unlike Short Term Rental or daily rental, a car lease is usually for 2-5 years, after which you can simply hand the car back with no further commitment or, in some case, you may be able to purchase the vehicle if you wish. Car Leasing is a convenient, cost-effective and hassle-free way of financing a new vehicle, and there are many benefits of leasing a car. It enables easy budgeting of your motoring costs, and the fixed monthly payments can even include servicing and maintenance. Also, theres no need to worry about depreciation or disposing of the vehicle at the end of the contract.

Dont forget that if you choose the company car instead of the company car allowance, all your motoring costs (except private fuel) will be taken care of by your employer including insurance, road tax, servicing and repairs. If you choose the company car allowance, you will have to pay for these things yourself.

If you choose a company car allowance and lease a vehicle which you use in the course of your job, youre entitled to claim from your employer a mileage allowance for each business mile travelled. H.M. Revenue & Customs approves certain mileage rates that employees can claim for business travel, and the current rate is 40p per mile. Check the HMRC website for the latest information.

Part way between the company car and a company car allowance is something called Employee Car Ownership. This is where your employer gives you a car allowance, but the company organizes the finance deal and takes care of insurance and running costs. This may also be worth considering if your employer offers such a scheme.

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September 14

Buying Used Cars On The Internet

With so many options of how to purchase today, buying used cars today is more overwhelming than ever. Whether you choose to purchase at a dealership, on the Internet, or through a private seller via a listing in a local paper, there are several options available to the consumer today. If you have a specific model in mind, down to the specific trim level, price point, and even color, the Internet is probably your best bet. Though it may be a bit challenging, you can most likely find exactly what you are looking for on a variety of automotive websites.

Obviously, buying used cars on the Internet poses a number of risks that you may not have to face when buying from a dealership or from a private seller in town. Firstly, you should focus your search locally. Although this may limit your options, buying an automobile of any kind is a huge investment, so you want to be sure that you will be able to go and see it in person. There should be a variety of vehicles that are available in just a matter of a few hours of driving. You don’t want to risk purchasing a vehicle a thousand miles away just to have it break down on your trek home.

You should also know the vehicle you are purchasing inside and out. This is true no matter where you are buying the vehicle. Do as much research as possible about the automobile that you want to get before you commit to handing over any money. Be wary of deals that seem too good to be true, because they probably will be. When buying any used cars, you need to be sure it is thoroughly inspected before you buy. Inspect it yourself the best that you can. If you don’t know anything about cars, look for obvious things such as wear and tear on upholstery, and check to see how the vehicle feels during your test drive. You should get an independent report from a mechanic as well. A mechanical problem doesn’t necessary equal “do not buy,” but it should at the very least contribute to the vehicle’s price.

In many ways, when purchasing used cars on the Internet, you should be taking the same precautions that you would take anywhere. Most importantly, don’t hand over any money until you are able to see the car yourself. You should have it inspected beforehand, and just be cautious before handing over any of your money.

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September 12

How Kids Sandbox Play Develops Motor Skills

Although play in a kids sandbox is generally fun and entertaining, some more lasting and important child development and learning benefits can result. One benefit from sandbox play is the development of motor skills that will enhance the childs ability and success in the future. Specifically, these skills are (1) large and (2) fine motor skills.

Large Motor Skills

Large motor skills refer to physical development of the larger muscles such as the arms and legs and the control of those muscles. Development and control of these muscles are important as they are used in other sports and activities such as basketball, soccer, golf, dancing, and tennis that can be enjoyed throughout a lifetime. The movement and control of these large muscles and the whole body can have a lasting impact on future movements.

Sandbox play helps develop these large motor skills as the child moves buckets of sand from one place to another or moves to the other side of the sandbox. Also, jumping in the sandbox and riding sand toys helps develop these skills.

Fine Motor Skills

Fine motor skills refer to physical development and control of the smaller muscles like those in fingers and toes. Development and control of these muscles are important as they are used in writing, painting, tying a shoelace, and other small movements. Eye-hand coordination can help make learning to hold a pencil and control its movement much easier. This can assist in the development of early educational skills.

Sandbox play helps develop these fine motor skills through the childs building of castles or fine structures in the sandbox. The use of the thumb and fingers in carefully molding and moving sand to develop towers, mountains or other imaginary structures helps develop these skills.

In conclusion, while sandbox play may appear just to be entertainment, the play experiences definitely can have lasting benefits for the child. The development of large and fine motor skills can promote easier educational learning such as printing and writing and also lead to greater coordination in physical education such as sports and fine art activities. So from what appears to be simple sandbox play is actually enhancing the childs future.

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September 9

The Afternoon My Passion For Motor Bikes Started Off

I can still remember the very first day that I rode a motor cycle because it was the time that I fell in love with them. I remember shooting hoops in the driveway in the late 1983 summer. I was embarrassing myself with my best Larry Bird impression when I heard my brother driving down the road on an almost new Yamaha.

He’d been away in the army for 3 years and now he was finally returning home after being discharged. And after completing a long 3 day ride from Texas, he had pulled into the drive with his riding glasses and helmet sparkling in the sunshine.

I was staring at him in complete awe.

I’m sure my reaction was pretty obvious because after he parked the motorbike and offered me a hug, he then smiled and told me that I could have a ride of the motorbike along the road if I wanted. I was eighteen numerous years of age without a motorbike endorsed driver’s license and my older sibling was offering to let me have a ride on his wonderful bike. I did not need to be asked twice and even burned my leg on the exhaust pipe in my rush to get on it!

He handed me his riding glasses and helmet, offered me a quick tutorial, and off I went. Just like most new bikers, I did hit the throttle a bit too hard and nearly had the motorcycle over my head. But luckily the motorbike stayed on the ground; someone must have been watching over me that day. I absolutely adored it and only came back home because my sibling was starting to get annoyed.

Well, it didn’t take long before I was out shopping for my own motorcycle. And just before December of the same year, I had finally purchased my own used Honda 550-Four in addition to my own motorcycle helmet and riding glasses.

And as the saying goes, the rest is history.

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September 9

Find Used Motor Homes Super Cheap

If you want to get into RVing this may be the best time in recent memory. The economic climate contributes to the abundant inventory in a lot of ways. Consumers are finding it difficult to make payments or simply deciding that their motor home isn’t an important asset to keep. RV Dealerships are going out of business. The government is reducing the inventory they use for temporary housing.

The challenge is finding your way into the market where there are good deals. Here’s your shortlist of sources.

Your local classifieds. Ads in your newspaper or Craigslist. Look for auctions by the state, county, marshall, sheriff, or other governing body.

Local motor home dealers. Many are reducing inventory or going out of business. Getting to know these folks can be a good source of inside deals. They may also be able to put you in touch with financing organizations who are helping owners get rid of motor homes they no longer want to or can afford to pay on.

Motor home or RV magazines. You’ll find advertisements for used motor homes, clearance sales, and auctions where you can buy motor homes for sale.

Banks and credit unions. These folks have financed motor homes for people or dealerships that may now be in trouble or changing their priorities. So you have another group of contacts to contact regularly.

Government surplus, seized, and repo auctions. This may be your surest bet. Using the other sources, you’re waiting to see if something comes available. Auctions are only held when there’s a good supply to sell. So finding these auctions, means finding a ready supply of cheap used motor homes.

The good news is that auctions like these are common and held regularly. And that the government wants to cover expenses but is generally not in the business of making money on RV sales. So you can get real bargains. The bad news is that auctions are often not well publicized.

To find them, you’ll need to keep your eye on the classified ads and announcements or register at a site that has the resources to track these auctions. Review the auction sites carefully, they offer varying registration costs, onetime, annual, or monthly payments, and access to different databases of auctions.

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September 8

Motor Accident Claim Compensation. Best Tips!

From what Ive told you, you can draw the conclusion that you only have to pay your solicitor if your case is won. Yes, thats true. However, if you case isnt won, you have to know that you might have to pay your opponents costs. So my advice here is simple: request for a compensation claim that you know you can win. I mean, if youve been involved in a work accident or a road accident that you are sure it wasnt your fault, go for it. If you are not that sure, you may assume the risks, but also be aware of the possible consequences, and by that I mean paying the opponents costs if your case is not won.

Claim Compensation Online Now!

When you meet your lawyer answer him honestly and in as much detail as you can remember, because in these cases every bit of information is precious. He will ask you to give him all the evidence you managed to gather, and later on he is going to double check everything. Its not that he doesnt trust you, its just a thing that lawyers do. Then, hes going to appoint you to a meeting with a medical expert, who will evaluate all your injuries. These appointments will have to be made regularly, because theres no telling of how your injuries will evolve and you have to get very well compensated for them. You may have suffered a serious whiplash without even realizing it.

Then, just let your auto accident lawyer do his thing. Its time to relax and recover from your physical and mental shock you have suffered,because accidents can be traumatic events. Your lawyer will double check all the pieces of information you gave him and gather as much more evidence as he possibly can.

Then, hes going to contact the two parties involved, insurance companies included. He will prepare a statement for you to give to your insurance company, a statement that is going to help you in the process of claiming. He is going to ask for as much compensation as possible, including compensation for your injuries, the damage to your car and other assets of yours, medical expenses, etc. Especially in accidents like this one, the two parties reach an agreement without going to Court. A check for you is written, and you get your motor accident claim.

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September 6

The Most Effective Guide To Motorcycle Intercoms

Getting an intercom system for your motorcycle can be tiring and frustrating. You will find a variety of sorts of communication systems and each of them has diverse functions and capabilities. In order not to lose your way, you need a motorcycle intercom acquiring guide that can explain everything that requirements to be identified with regards to choosing and acquiring your initial communication system for your motor cycles.

The difficulty starts the moment you plan on installing a communication device on your motorcycle. Normally, you will feel twice no matter whether to purchase 1 or not. But don?t be perplexed anymore, it is not like it expenses you a lot of funds. Actually, you’ll find much less than $100 communication device that you’ll be able to mount into your motorcycles. But mind you, even if it is just a hundred bucks, the good quality will still be excellent. Getting a far more high-priced model can often be far more economical within the long run considering that they last a long time and will not be damaged quickly.

Next step would be identifying the form of communication system you want to have. Presently, you’ll find 3 sorts of intercom systems namely: wired, wireless, and acoustic. Wired, per se, operates using 3 or far more headsets connected to a battery-powered control box. The headsets have built-in microphones allowing you to speak together with your passenger within the back. The wireless system obviously doesn?t need any wires to communicate. It uses the frequencies like that of the radio stations. This is truly excellent specifically when you’re talking together with your co-bikers group. The acoustic, being the simple form of communication, don’t use any fancy frequency or wires. They use tubes both for speaking and listening. Choosing between wired and wireless communication systems is what the expert riders advise.

Lastly, you’ll find additional functions in some brands of motorcycle communication systems that might be useful to you.

A lot of motorcycle intercoms systems come equipped having a radio and the ability to listen to MP3 files by way of the headset. This is specifically useful on long journeys to make the ride far more enjoyable.

The waterproof feature which is best throughout rainy seasons for it will protect your item from possible damage that water might cause.

Advanced systems also permit you to answer phone calls often having a button attached to the handle bar which will permit you to pick up a call.

The best function might possibly be the voice-activation capability of several intercom systems. No need to push any button, your speech is all which is required to trigger the device and commence talking right away.

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September 3

Easiest Way of Finding Cheap Car Rentals in Chennai

Gone are the days of haggling with the auto rickshaw-man about how much to pay for only going to the next street. Finding cheap car rentals in Chennai has become so easy nowadays. With one click of the mouse button you can find any number of car companies willing to take you around Chennai for half of what the autorickshaw-wallah will demand.

But, what if you want to travel in and around Chennai or go on a weekend trip with your family. Can the driver be trusted? Does he know the routes around the locations you want to visit? Will he tamper with the distance meter? All these questions are very important when you look for bus rentals in Chennai.

For instance, if you want to visit Tirupathi and Kalahasthi, look for a Chennai – Tirupathi – Kalahasthi tour package. This will be cheaper than hiring an ordinary taxi or cab services. In fact, many first-time visitors to Chennai will find such kind of service very helpful as the pick-up will be arranged from the railway station or airport itself to drive you straight to Tirupathi. This way no time and money is wasted in booking a hotel and looking around for suitable options. Chennai to Tirupathi takes around 4 hours of travel. Once you check into a hotel you can refresh yourself. Then you can continue on your pilgrimage to Tirumala for a Dharshan. After completing Dharshan, you can continue onto Tiruchanoor temple & return to your hotel for an overnight stay.

After staying overnight at Tirupathi, you can continue your trip to Kalahasti, near Tirupati for your dharshan, then return to Chennai. You can also opt to be dropped off at the railway station or airport to continue your journey to your destination. The cab fares for this type of pilgrimage will cost you anywhere from Rs.4,800/- to Rs.7,500/-, depending on the type of car you choose. If you are only a group of two to three people, then you can go for an Indigo or Indica. However, you should also take into consideration the amount of luggage you are carrying. If you don’t plan on returning for an extended visit to Chennai and don’t have any reliable place to store the rest of your luggage, you may have to carry your entire luggage around with you on your pilgrimage.

Consider all of these factors of your trip before choosing BMW rental in Chennai, or tempo traveller rental in Chennai..We can help you reduce your travel costs if you give us your detailed itinerary. This will help us plan a route that is quickest & shortest without wasting your time & money.

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September 3

Ride Safe With Good Motorcycle Rider Training, Learn From The Best

There really is nothing like riding a motorbike. Compared to being stuck inside a metal box, the motorbike is pure freedom. It is just you and the world. You are part of your surroundings rather than being locked away. It truly is an incredible experience. However with that freedom comes an enhanced risk. Sure the metal box is restricting but it also offers protection. If you want to enjoy the freedom of riding your bike then you need to make sure that know how to ride it well. Being a defensive motorbike rider is vital, it is the only way to be safe, so get expert motorcycle rider training and ride free and ride safe. >

So you need to get training? What do you look for in a good training provider? This guide will tell you. It is important that you choose the right training provider as they will ensure that you learn quickly and thoroughly, that you learn only good habits and not bad habits. You need to find a training provider who is dedicated to making sure that their students learn all the right techniques. You need to find one that has a team of people who will help you achieve your dream of freedom on the road.

You need to find one that has a range of different courses, including a pre-learners course. The pre-learners course should help people who have never ridden a motorcycle before showing you how to move off, change gears correctly, have been taught basic cornering skills and how to come to a safe controlled stop.

They should also offer courses designed to help you get your learners and full licence. Look for a motorcycle learner course that is designed as a full day course that will teach you all the skills required for the test and more. You need to be taught basic motorcycling skills such as, normal stop, emergency stop, cornering, riding at walking speed and much more.

Make sure you find a provider who is fully accredited. Look for one that can help with your motorcycle licence in Victoria. They need to be a Vic Roads accredited training provider as that is the only way you can be sure they meet all the necessary standards. Look for the Vic Roads logo on their website.

Learn from the best so you can get all the necessary skills and knowledge to pass the tests and ride safe.

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August 31

Benefits Of Buying Low Mileage Used Cars

The automobiles general condition is perfectly shown by its usage as recommended by its odometer. The reading of a cars odometer starts at nil when the automobile is just released from the manufacturers center. As the vehicle becomes older, its usage raises and its condition gets worse.

A vehicle with lower mileage would definitely run for 5 years or so if it does not have an incident. Hence, people who invest in second-hand vehicles check out lower mileage autos. However, how do you define low mileage? An automobile is regarded as a low mileage car if it has run less than a 100,000 kilometers. Generally, vehicles with a lot more than 200 k kilometers are said to be worn out and must be prevented. These kinds of autos may have quite a few problems unless of course they go for an overhaul.

Cars with higher miles also have corroded sections because of friction and this gets worse with the general distance that the vehicle travels. Even well-maintained vehicles are vulnerable to friction. In case a cars motor gets corroded, its lifespan is cut short.

Usually, miles decides the price tag on the car to be offered. Normally, a car with lower mileage cost higher compared to the one having a higher mileage. In short, the value of an automobile depreciates as the mileage increases. If you would like to know if the cars pricing is right, find out its mileage.

In case you come across a low priced low mileage automobile, you must be cautious enough to check for problems with the automobile. Oftentimes, you could get thrilled if you notice a cheap car that’s advertised in newspapers, net or in vehicle exhibits. And if the automobile provides low miles aside from the affordable price, then it will nearly be considered a done deal.

The sad fact is, that mileage may commonly be deceiving and won’t indicate the vehicles true condition. This is true particularly if a car has experienced incidents before. Yet another sad fact is that cheaters change the odometer reading so that they may get high price for their vehicles. This is why it’s extremely imperative to check on an automobile thoroughly before buying it even when the seller is great in presenting the nice details of the automobile.

Nonetheless, cars with lower mileages are usually much better than those having high mileages. They provide good value for money since they can last for many years and provide you with nice left over price. If you would like to purchase a used vehicle, think about the one that has a price tag that justifies its miles.

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